We know trucks and understand truck drivers. Our creativity and flexibility result in higher approval rates for your deals. Allstate Finance is a private lender to the trucking industry. We specialize in financing
used trucks for owner operators residing in California.

HOW WE WORK

Allstate Finance is a commercial lender and was founded in 2001. We specialize in used truck and trailer financing and have assisted thousands of California truckers and dozens of California dealers with their financing needs. We are a direct lender and pride ourselves on the best customer service in the industry.

 

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DEALER REQUIREMENTS

Time is Money and our goal is simple:
We want to quickly approve the loans for your truck sales.

  • Quick approvals
  • Competitive rates
  • Flexible terms
  • Same day funding
  • Friendly customer service

 

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OWNER OPERATORS

We understand that sometimes times are tough and we’re here to get you back on the road to financial independence. Whether you’re a first time buyer, have limited driving experience or bad credit, we can help. Allstate offers direct lending for owner operator purchases, lease purchase buy-outs, repair loans and title loans for operating capital. And even better, we will perform a complete review of applications and get you an answer same day.

 

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TITLE LOANS

Borrow money for anything you need such as:

  • Truck or Trailer Purchase
  • New Tires
  • Refinance a Loan
  • Truck or Trailer Retrofits
  • Registration
  • Working Capital
  • Insurance Down Payment
  • Truck Repairs
  • Vacation

 

CLICK HERE TO GO TO OUR TITLE LOAN WEB SITE

Allstate Finance is a commercial lender and was founded in 2001. We specialize in used truck and trailer financing and have assisted thousands of California truckers and dozens of California dealers with their financing needs. We are a direct lender and pride ourselves on the best customer service in the industry.

  • Simple credit application process with same day response.
  • We offer many financing programs to match your credit and needs
  • We do not require tax returns, or financial statements
  • Past credit problems are not a problem for us
  • Loan amounts from $2,600-$39,000
  • Payoffs or cash out requests

Call us today at 213-632-2790 or apply online.

Credit Application

Under most circumstances, Allstate will require the following documents to complete the loan process. Additional stipulations may be required on a case by case basis: vehicle pictures, proof of insurance, current driver’s license and/or commercial driver’s license, 10 references, two months of bank statements and a complete telephone bill. To receive a quick response, fax the required documents to 213-632-2799 or email to info@allstate-finance.com.

Dealer Requirements

Time is Money and our goal is simple:

 

We want to quickly approve the loans for your truck sales.

  • Quick approvals
  • Competitive rates
  • Flexible terms
  • Same day funding
  • Friendly customer service

 

Truck Requirements

  • Make/Model: Freightliner, Kenworth, Peterbilt, International
  • Model Year: 2012 or newer
  • Mileage: 600,000 or less
  • Engine: Cummins or Detroit

 

Borrower Requirements

  • Credit Score: 635 or higher (Experian, some exceptions)
  • Commercial Lic.: Required (6 months minimum)
  • Residency: California

 

Loan Information

  • Down Payment: 30% of Current Value
  • Interest Rate: 19.99%
  • Type of Loan: Fixed Rate; No Balloon Payments
  • Term: 24-42 Months (depending on model year)

Why Work With Allstate Finance?

  • Speed – Same day approval
  • Experience – Focusing in California transportation market since 2001
  • Convenient – Quick loan documents
  • Funding – Same day funding
Every situation is unique. Call us today to discuss your specific loan needs

Owner Operator Financing & Lending

Owner Operator Financing & Lending

We understand that sometimes times are tough. We are here to get you back on the road to financial independence. Whether you’re a first time buyer, have limited driving experience or bad credit, we can help. Allstate offers direct lending for owner operator purchases, lease purchase buy-outs, repair loans and title loans for operating capital. And even better, we will perform a complete review of applications and get you an answer same day. Our approvals are structured as simple interest contracts with limited terms that let you build equity in your loan quickly to avoid additional finance charges. Allstate considers all applicants living in California only. And we offer affordable loans and report to all major credit bureaus so you can start turning your credit around.

Get pre-approved before you shop for a truck. Click Here to apply.

Owner Operator Loan Types:

  • First time owner/operator financing
  • Drivers with limited experience
  • Owner Operator with bad credit, bankruptcies, child support or tax liens
  • Small fleets

 

Allstate will consider loans for:

  • Purchased Vehicles (Dealerships and Private Party)
  • Truck Repairs
  • Operating Capital
  • Loan Refinance
  • Licensing and Permits
  • Tire Replacements
  • Lease Purchase Buy-Outs

Types of Loans

Dealerships and Private Parties

Contracts provided by Mission are typically simple interest loans that allow you to make payments early or in excess of your monthly payment amount to pay down your principal balance faster. This results in paying less in finance charges over the life of the loan. There is also no prepayment penalty on any contract or loan offered. Mission will only charge interest up to the day that the principal balance is paid in full.

 

Title Loans, Operating Capital and Repair Financing

Allstate offers loans and lines of credit for repairs and operating capital, which can be facilitated at any of our offices across the country. Since most of these loans are for established owner/operators, they typically require little to no down payment and can be executed in a timely manner to get you back on the road as quickly as possible.

 

Lease Purchase Buy-Outs and Loan Re-financing

Payments for our loans typically do not exceed $1,300 a month with shorter terms up to 36 months to make sure you can build equity in your vehicle. We also report to all major credit bureaus to help you rebuild your personal and commercial credit. As a common sense lender, Allstate is not credit score driven for loan decisions. All credit decisions are based on overall credit, down payment and collateral being financed.

CLICK THE BUTTON TO GO TO OUR TITLE LOAN WEB SITE

Truck Inventory

$12,900

2010 Freightliner

CERTIFIED 2014 14 FOOT TRAILER

CLICK HERE TO GO TO OUR TITLE LOAN WEB SITE Us

Owner Operator Loan Types:

  • First time owner/operator financing
  • Drivers with limited experience
  • Owner Operator with bad credit, bankruptcies, child support or tax liens
  • Small fleets

 

Allstate will consider loans for:

  • Purchased Vehicles (Dealerships and Private Party)
  • Truck Repairs
  • Operating Capital
  • Loan Refinance
  • Licensing and Permits
  • Tire Replacements
  • Lease Purchase Buy-Outs

 

Types of Loans

Dealerships and Private Parties

Contracts provided by Mission are typically simple interest loans that allow you to make payments early or in excess of your monthly payment amount to pay down your principal balance faster. This results in paying less in finance charges over the life of the loan. There is also no prepayment penalty on any contract or loan offered. Mission will only charge interest up to the day that the principal balance is paid in full.

 

Title Loans, Operating Capital and Repair Financing

Allstate offers loans and lines of credit for repairs and operating capital, which can be facilitated at any of our offices across the country. Since most of these loans are for established owner/operators, they typically require little to no down payment and can be executed in a timely manner to get you back on the road as quickly as possible.

 

Lease Purchase Buy-Outs and Loan Re-financing

Payments for our loans typically do not exceed $1,300 a month with shorter terms up to 36 months to make sure you can build equity in your vehicle. We also report to all major credit bureaus to help you rebuild your personal and commercial credit. As a common sense lender, Allstate is not credit score driven for loan decisions. All credit decisions are based on overall credit, down payment and collateral being financed.

Truck Facts

Features

Miles
14,852
Exterior
Quicksilver
Interior
Jet Black
Drive Wheels
FWD
Engine
3.6L V6 SIDI VVT
Transmission
Automatic

Contact Us

Getting in touch with allstate Finance is easy…

 

We keep it personal; there will always be a member of our staff available during normal business hours. Please do not hesitate to contact our office using any of the methods below:
**Note: Email is not an emergency means of contacting our office.

 

Our Office:

 

240 North Virgil Ave.
Suite 16A, Los Angeles, CA
Business Hours: Monday-Friday 9:00am-5:30pm PST

 

Contact Us:

 

Office: 213-632-2790
Fax: 213-632-2799
Find us on the internet: info@allstate-finance.com

Where can I call if I have questions or changes regarding my finance account?

 

213-632-2790
Monday-Friday
9am-5:30pm Pacific Time

Where do I send my monthly payment?

 

MAKE CHECK PAYBLE TO: Allstate Finance
Always include your account number on your check.

About company

 

Mailing Address
240 North Virgil Ave
Suite 16A
Los Angeles, Ca 90004

Send Us an Email